UOB presents a variety of home loan offers for HDB flat owners, providing a substitute for the HDB Concessionary Personal loan. Their choices involve both of those mounted-charge and floating-rate deals, that happen to be typically pegged for the three-Month Compounded SORA. As an example, a marketing package deal may perhaps give you a level of three-Thirty day period Compounded SORA + 0.70% p.a. for the primary two years, by using a minimum amount mortgage dimensions of S£250,000. For a hard and fast-level choice, costs is usually as little as 2.28% for the two-12 months lock-in period of time. Eligibility for your UOB personal loan is issue to Assembly the overall Credit card debt Servicing Ratio (TDSR) of 55% along with other credit score demands. UOB also offers a singular "Go Eco-friendly Residence Mortgage" for Homes that has a BCA Green Mark certification, offering funds click here rebates. In addition, they are noted for a small valuation fee of just S£one hundred fifty moreover GST and supply a bridging bank loan choice for homeowners transitioning concerning Homes.